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Wild Campers USA

The supplier was originally established in New Zealand in 2003 by 3 good friends who love travel and Adventure.

• Our mission is to inspire people to our company their everyday routines and embrace their adventurous spirit.
• We give away more free inclusions than any other Campervan Rental Company we know of.
• Our Artists are part of the our Family and love to create works of Art that our clientele are proud to display on their holiday.
• Client satisfaction is extremely high and we're committed to surpassing expectations.
• Our business is to offer customers an unforgettable experience at unbeatable value.



There are currently no terms and conditions for travel during this period. If your rental is during these travel dates, new terms and conditions may apply. Please contact us before booking.

Wild Campers USA insurance

INSURANCE:

Campervan and Liability Insurance
There are two things to consider when renting a Campervan in America:

Damage to the Wild Campervan.
Damage to a third party.

1) Damage to the Wild Campervan
Campervan Insurance is not included in the cost of the rental. The hirer is responsible for any damage caused to the Wild Campervan.

For clients peace of mind, we do offer:

Collision Damage Waiver (CDW)
This costs only $9/Day and reduces the Campervan liability (or excess) to $0
CDW includes:
- Cover for accidental damages
- Windscreen (1 windscreen covered per rental)
- Protection against theft and vandalism
- Tire damage (2 tires covered per rental)

2) Damage to a third party
Basic Statutory limits for liability and property damage is included in Wild Campervans daily rate. The liability levels change between the various States as per below:

Statutory Limits for Wild Campervan Rental Insurance America
Your rental agreement provides you with basic statutory limits for liability and property damage. Wild Campervans covers the below levels for you.
The table that follows displays the minimum financial responsibility or compulsory liability insurance limits for all the states, District of Columbia, Puerto Rico, and the Canadian provinces.

The laws of all states express the requirements in terms of split limits. 
For example, if the chart shows "25/50/10", the law requires that the policy provide at least $25,000 for bodily injury to each person, $50,000 for all bodily injury, and $10,000 for property damage, each accident.

The insurance laws of some states also state the requirement in terms of a combined single limit.  For example, if the chart shows "15/30/10 or 40", the law provides that a policy with a combined single limit of at least $40,000 will also satisfy the requirement.  A combined single limit of $40,000 means that the insurance will pay up to $40,000 for all bodily injury and property damage arising out of each accident.  The required limits for the Canadian provinces are expressed as combined single limits only.

                                                                                   STATE LIMITS

STATE
LIABILITY LIMITS
STATE
LIABILITY LIMITS
Alabama 20/50/25 Newfoundland 200 CSL
Alaska 50/100/25 New Hampshire 25/50/25
Alberta 200 CSL New Jersey 15/30/5
Arizona 25/50/25 New Mexico 25/50/10
Arkansas 25/50/25 New York 25/50/10
British Columbia 200 CSL New York for death 50/100
California 15/30/5 Northwest Territories 50 CSL
Colorado 25/50/15 North Carolina 30/60/25
Connecticut 20/40/10 North Dakota 25/50/25
Delaware 15/30/10  Nova Scotia 200 CSL
District of Columbia 25/50/10 Ohio  12.5/25/7.5
Florida 10/20/10 Oklahoma 25/50/25
Georgia 25/50/25 Ontario 200 CSL
Hawaii 20/40/10 Oregon 25/50/20
Idaho 25/50/15 Pennsylvania 15/30/5
Illinois 20/40/15 Prince Edward Island 100 CSL
Indiana 25/50/10 Rhode Island 25/50/25
  Iowa 20/40/15 South Carolina 25/50/25
Kansas 25/50/10 Quebec 50 CSL
Kentucky 25/50/10 Saskatchewan 200 CSL
Louisiana 15/30/25 South Dakota 25/50/25
Maine 300 CSL Tennessee 25/50/15
Manitoba 200 CSL Texas 20/50/25
Maryland 20/40/15 Utah 25/65/15
Michigan 20/40/10 Vermont To be adjusted
Minnesota 30/60/10 Virginia 25/50/20
Mississippi 25/50/25 Washington 25/50/10
Missouri 25/50/10 West Virginia 20/40/10
Montana 25/50/10 Wisconsin 50/100/15
Nebraska 25/50/25 Wyoming 25/50/25
Nevada 15/30/10 Yukon 200 CSL
New Brunswick 200 CSL    


SUPPLEMENTARY LIABILITY INSURANCE (SLI)
If your own travel insurance does not include liability cover to US$1,000,000, the supplier can offer this for an additional $12.25/day. This is to protect your clients against 3rd party claims if they injure a person or damage someone else property.

SLI is excess automobile insurance that protects you and any authorized driver, as defined in the rental agreement, against third party automobile claims for bodily injury and property damage caused during permitted use of the rental vehicle.

SLI provides you with the following benefits:
* SLI provides you with a high limit of liability protection up to one million dollars ($1,000,000).
* When you accept SLI, the plan will provide you with excess coverage for the difference between that provided in your rental agreement, if any, and up to one million dollars ($1,000,000).

SLI does not provide coverage:
* If you violate the terms and conditions or use restrictions of the rental agreement.
* For bodily injury or property damage sustained by you and/or relatives, as defined, residing with you or by any authorized driver and/or relatives, as defined, residing with them
* For uninsured motorist, underinsured motorist, first party benefits, no-fault or other liability insurance that is optional or can be waived or rejected. When accepting SLI, you agree to waive or reject, to the extent allowed by law, any such insurance.
* SLI does not provide coverage for minimum financial responsibility limits if not provided for in your rental agreement.

Customer Insurance Options summarised
(Insurance and Mileage options can be decided at the time of pick up or pre booked)
  1. Damage to Wild Camper 2. Damage to a third party
Option1 No insurance cover on the Camper
(You are responsible for all damage to the campervan)
Minimum 3rd Party liability cover
(Basic Statutory 3rd party liability and property damage include in the rate we quote)
Cost per day $0 $0
Option 2
(No worries Cover)
Full cover on the Camper
(CDW - Collision damage Waiver means you are not responsible for damage to the Campervan in the case of a collision)
Supplementary Liability Insurance (SLI)
(Provides $1M 3rd party liability and property cover)
Cost per day $9 $12.25
Any combination of CDW or SLI is available


U.S. and CANADIAN Residents:
If you are a U.S. or Canadian resident with a valid driver's license from either country and have automobile insurance that provides full coverage for rental vehicles (including minivans), you may have coverage for our Campervans. You should check with their insurance company prior to pickup of rental vehicle. You will need to decline our CDW and SLI options and you will be responsible for making a claim through their insurance company. You should supply us with your insurance information at the time of Campervan collection. All USA or Canadian residents MUST also bring proof of address. A recent utility bill will suffice. If proof of address is not shown, the supplier will complete a credit check before departure.

Regardless of which Insurance option is selected, you will need to provide a valid Credit or Debit Card to allow the supplier to Imprint before your depart. This is an imprint only. Funds are not collected or frozen and the purpose of the imprint is in the situation where damage occurs and the terms of the Rental Contract have been breached.


SUPPLEMENT TO RENTAL AGREEMENT
YOU and WE agree to Amend the Agreement entered into between YOU and US, on the same date as identified on the Rental Agreement as follows:

LIABILITY PROTECTION
A. We will indemnify, hold harmless, and defend You and any Authorized Operators from and against liability to third parties, which by definition excludes any of your or any authorized operators family members related by blood, marriage or adoption residing with you or them, for the difference between the liability protection limits provided in Paragraph "B" below and:

1) A MAXIMUM COMBINED SINGLE LIMIT OF ONE MILLION ($1,000,000) DOLLARS PER OCCURRENCE FOR BODILY INJURY AND PROPERTY DAMAGE, INCLUDING OWNERS LIABILITY IF THE ACCIDENT RESULTS FROM THE USE OF THE RENTAL VEHICLE AS PERMITTED BY THIS AGREEMENT.
2) THIS DOES NOT INCLUDE "UNINSURED MOTORIST", "UNDERINSURED MOTORIST", "SUPPLEMENTARY NO FAULT", OR ANY OTHER OPTIONAL COVERAGE TO THE EXTENT PERMITTED BY LAW; WE AND YOU HEREBY REJECT THE INCLUSION OF ANY SUCH COVERAGE. In the event that such coverage is imposed by law, the limits of such coverage will be the minimum required by law of the jurisdiction in which the accident occurs.

B. IF AN ACCIDENT RESULTS FROM THE USE OF THE RENTAL VEHICLE, YOUR INSURANCE OR THE INSURANCE OF THE OPERATOR OF THE RENTAL VEHICLE WILL BE PRIMARY. This means that we will not grant any defense or indemnity protection under this paragraph if either you or the operator of the Rental Vehicle are covered by any other valid and collectible automobile liability insurance, either primary, excess or contingent, with the limits at least equal to the minimum required by the state financial responsibility law where the accident occurs. Further, you warrant that such insurance coverage is effective as of the date of Rental Agreement or Addendum.

C. We warrant that the protection described in Paragraph "A" above is primary with respect to any insurance coverage you or any Authorized Operator may have other than as agreed to by parties in Paragraph "B" above. THIS PROTECTION IS VOID IN MEXICO. THE RENTAL VEHICLE MAY NOT BE DRIVEN INTO MEXICO WITHOUT FIRST OBTAINING SPECIFIC WRITTEN PERMISSION FROM US AND OBTAINING INSURANCE VALID IN MEXICO, WHICH IS AVAILABLE AT THE BORDER.

D. You and all Authorized Operators will indemnify and hold us, our agents and employees harmless from and against any loss, Liability and expense, in excess of the limits or beyond the scope of the protection provided for above, arising from the use or possession of the Rental Vehicle by You or by any Authorized Operator or other person with your, his or her permission.

E. Coverage is void and not effective if you violate the terms and or conditions of the Rental Agreement or if Rental Vehicle was obtained through a Rental Agreement based on Fraudulent information.

F. Renter accepts or declines Coverage at rate included in this web site and in the material provided to you. Acceptance is proof of Coverage under Policy issued to Lessor as outlined in this brochure. The SLI insurance program is offered by an independent insurance company. The insurance premium administration and/or service fee, if any, are included in the daily renal rate as stated in your these forms. The terms and conditions of SLI Coverage are outlined on this web site.

Insurance-Exclusions
The renter is fully liable for any damage to the Wild Campers campervan or third party property if:
  • The terms of the rental contract are breached.
  • The driver does not hold an appropriate driver’s licence.
  • Damage to the campervan is caused by wilful or reckless driving.
  • Driving under the influence of alcohol or drugs.
  • Driving on unsealed or restricted roads or restricted areas.
  • Water submersion or saltwater damage is caused through own fault.

Hirer’s obligations and ‘Operator error’
The hirer must maintain the water, oil and tire pressures during their journey.
Hirers will be fully accountable for, but not limited to the following:
Engine overheating, running out of oil, incorrect fuel put into vehicle, getting the vehicle stuck.
Liability is total damage and expenses despite the liability amount listed on the rental agreement. (CDW relates to accident damage only)

 
 
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